Consolidating payday loan debt
Consolidating payday loan debt - dating and kissing
By Jonathan Walker Payday loans can help with an emergency today, but often create a heavy financial burden for tomorrow.Because you have to repay the total amount borrowed plus fees in a matter of weeks, many people struggle to pay off payday loans.
Our Payday Loan Debt Consolidation Program will work with you to help you to find the financial freedom that you must need.Companies that do debt consolidation have a variety of methods they use and it’s vital that consumers understand the differences in each plan.Debt management, debt settlement, debt relief and debt negotiation are all bona fide plans for consolidating debt, but there are differences in the approach used to get a result.Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Complete disclosures of APR, fees and payment terms are provided within your Agreement.If eligibility requirements are met and you make 24 successful, on-time monthly payments (48 bi-weekly payments), the APR for your next loan will be 50% off your original loan's APR (excluding customers with starting rates of less than 75%).
Additionally, if you continue to meet eligibility requirements and you make 36 successful, on-time monthly payments (72 bi-weekly payments), you will qualify for a 36% APR for your next loan.And, if you make 36 monthly payments (72 bi-weekly payments), you qualify for a monthly handling charge of 3% for your next loan with RISE.Note that it may take two or more loans to reach a 3% monthly handling charge.) Line of Credit Customers: In order to be eligible, you must continue to meet RISE's credit criteria, and we will evaluate the stability of your personal information and identity.RISE is offered only to residents in states where permitted by law.To obtain credit, you must apply online and have a valid source of income and email address.With rates that can go down over time*, plus free access to your credit score, credit alerts and tools to develop * Customers in good standing may qualify for a reduction in annual percentage rate ("APR").